"True wisdom consists not in seeing what is immediately before our eyes, but in foreseeing what is to come."
- - Terence, Roman Dramatist
Clients often seek ADS because of our industry insight, pragmatic discipline, and commitment to delivering value.
Banking Industry Themes 2008
Where do we focus resources in a challenging year? ADS has worked with a number of its clients to develop a perspective on the industry themes that all bankers will have to pay attention to in 2008.
Where do we focus resources in a challenging year? ADS has worked with a number of its clients to develop a perspective on the industry themes that all bankers will have to pay attention to in 2008.
Taming the M&A Beast - Part II - Is your Program Management in shape to handle M&A opportunity?
The importance of an overall Program Management capability cannot be overstated. In our experience with all types of M&A projects, the single most critical success factor has been the clear definition, establishment, and utilization of the Program Management function.
The importance of an overall Program Management capability cannot be overstated. In our experience with all types of M&A projects, the single most critical success factor has been the clear definition, establishment, and utilization of the Program Management function.
Taming the M&A Beast
Mergers and acquisitions (M&A), like an untamed beast, have a reputation for being unpredictable and unstable. However, proactive planning and a clear view of your M&A Lifestyle can help ease anxiety and limit the risk of failure during an integration project. It is safe to say that all of us in the Financial Services industry have seen, lived and perhaps survived an M&A. Conversely, it’s no wonder why any time the words “merger” or “acquisition” are mentioned, many professionals cringe and look for ways to avoid the effort. Additional workload, inherent complexities, a fixed delivery date and job attrition are reasons why M&A transactions typically share a legacy of complexity and damaging projects.
Mergers and acquisitions (M&A), like an untamed beast, have a reputation for being unpredictable and unstable. However, proactive planning and a clear view of your M&A Lifestyle can help ease anxiety and limit the risk of failure during an integration project. It is safe to say that all of us in the Financial Services industry have seen, lived and perhaps survived an M&A. Conversely, it’s no wonder why any time the words “merger” or “acquisition” are mentioned, many professionals cringe and look for ways to avoid the effort. Additional workload, inherent complexities, a fixed delivery date and job attrition are reasons why M&A transactions typically share a legacy of complexity and damaging projects.
Business Case Development: Do You Know How to State Your Case?
Done right, a Business Case is a powerful tool that gets your project closer to reality; it covers all business requirements and sells your vision to project stakeholders. Conversely, poor Business Cases are silent killers that morph fact and fantasy by overstating benefits and underestimating costs. In many situations Business Cases are rejected not because the proposal wasn’t a good idea, but because the case failed to demonstrate a 360o view of benefits, costs, and impacts to the organization.
Done right, a Business Case is a powerful tool that gets your project closer to reality; it covers all business requirements and sells your vision to project stakeholders. Conversely, poor Business Cases are silent killers that morph fact and fantasy by overstating benefits and underestimating costs. In many situations Business Cases are rejected not because the proposal wasn’t a good idea, but because the case failed to demonstrate a 360o view of benefits, costs, and impacts to the organization.
The Impact of Item Electronification - A Balancing Act
There is no question about it, the financial services industry is on the cusp of a major shift as the banking payment landscape evolves from paper-based check processing to a digital imaging environment. Three market drivers are stimulating this change: 1) Consumer acceptance of check conversion into electronic payments, 2) Regulatory and industry promotion of image presentment and interchange, and 3) The cost benefits that can be realized through image capture and processing.
There is no question about it, the financial services industry is on the cusp of a major shift as the banking payment landscape evolves from paper-based check processing to a digital imaging environment. Three market drivers are stimulating this change: 1) Consumer acceptance of check conversion into electronic payments, 2) Regulatory and industry promotion of image presentment and interchange, and 3) The cost benefits that can be realized through image capture and processing.
Check 21 Strategies, Practically Speaking
ADS' premise is simple - Check 21 business objectives can be achieved incrementally, but you must focus on more than the technology domain. While imaging technology is a key enabler to the potential benefits, Check 21 is a business opportunity and must be treated as such.
ADS' premise is simple - Check 21 business objectives can be achieved incrementally, but you must focus on more than the technology domain. While imaging technology is a key enabler to the potential benefits, Check 21 is a business opportunity and must be treated as such.
Has Outsourcing Indigestion Got you Down?
Simply put, outsourcing indigestion is the discomfort associated with the sudden realization that, to be successful, even the best long-term outsourcing arrangements still require your active involvement.
Simply put, outsourcing indigestion is the discomfort associated with the sudden realization that, to be successful, even the best long-term outsourcing arrangements still require your active involvement.
Application Portfolio Management:
Done properly, Application Portfolio Management, or APM, is a "living program" that allows you to assess the applications in your portfolio, evaluate potential changes, and understand the risks and impact of these changes to the portfolio. APM is a discipline and a tool set that enables a CIO to respond to the pressures of managing an application portfolio. It relates total cost of ownership to revenue, identifies redundancies and gaps in current capabilities, pinpoints trouble spots, and highlights opportunities to pursue sourcing alternatives and decommissioning targets.
Done properly, Application Portfolio Management, or APM, is a "living program" that allows you to assess the applications in your portfolio, evaluate potential changes, and understand the risks and impact of these changes to the portfolio. APM is a discipline and a tool set that enables a CIO to respond to the pressures of managing an application portfolio. It relates total cost of ownership to revenue, identifies redundancies and gaps in current capabilities, pinpoints trouble spots, and highlights opportunities to pursue sourcing alternatives and decommissioning targets.
Disintermediation: A New Earnings Opportunity for Financial Services
The term Disintermediation was coined in the 1960s and 1970s to define the activity of bank clients who moved their deposits from financial institutions and put them directly into government and other high yield securities, thus eliminating the intermediary role the banks played. The term has come to mean the more general behavior of eliminating the middleman on activities.
The term Disintermediation was coined in the 1960s and 1970s to define the activity of bank clients who moved their deposits from financial institutions and put them directly into government and other high yield securities, thus eliminating the intermediary role the banks played. The term has come to mean the more general behavior of eliminating the middleman on activities.
