In 1980, the founders of ADS looked at the technology investment trends in financial services and saw an opportunity. With information technology and disintermediation accelerating the pace of change in financial services, they realized that banks and other institutions would need the help of a new services partner. A partner who understood both the technology and the impact that technology could have on their strategic and operational needs. An objective and independent partner without the inherent conflicts of interest of an audit partner or product vendor. A partner who could provide both expert advice and the professionals skills and experience to put that advice to work. A partner who could take charge of major projects and manage them to successful completion.
The company they formed to be that partner - Atlantic Data Services (ADS) - has been doing just that ever since.
The financial services industry has changed more in the past 25 years than it had in the previous three centuries - and ADS has been there to support it every step of the way:
Deregulation. When the barriers between the banking, brokerage, and insurance industries came down in the 1980s, ADS provided the insight and the technology that enabled its clients to compete successfully in new markets.
Conversions and Consolidations. Since the 1980s, ADS has supported its clients seeking growth through acquisitions and upgrades of core systems. To date, ADS has completed hundreds of conversions supporting thousands of application migrations or upgrades - from large mega-mergers to regional charter collapse engagements.
E-business. In the 1990s, financial institutions began using the Internet to expand their delivery channels and improve operational capabilities and performance. Throughout these investments, ADS has played a leading role in the design, management and implementation of both customized solutions and the integration of leading vendor-provided components and packages.
Mortgage and consumer lending. During the past two decades, the mortgage and equity lending business has reinvented itself several times - and ADS has played a leading role in the definition, creation and implementation of systems to support it. These include: sophisticated, expert systems for mortgage backroom operations, Internet-based loan applications; and secondary marketing and reporting solutions.
Regulatory changes. From FDIC and RTC examination and oversight requirements to lending quality and asset allocation needs, from Y2K compliance to Patriot Act and BASEL II requirements, ADS has helped clients stay ahead of regulatory changes and satisfy the stringent requirements of regulators.
Integration of new product and service delivery channels. Over the past twenty years financial institutions have continued to expand the means and methods by which their customers can access products and services. ATMs were quickly followed by automated phone systems, Kiosks, supermarket banking, 24x7 call centers, and the Internet. ADS has been there to help them - first by adding these capabilities, and more recently by consolidating siloed delivery channels into new, integrated, cost-effective support platforms.
Customer support systems. Financial services has always been a relationship business, but in the 1990s, institutions began to pay greater attention to knowing their customers and how best to serve them. From tracking customer behavior to measuring profitability to developing customer-specific marketing programs, institutions today need to be able to turn massive amounts of customer data into successful strategies and campaigns. ADS has helped them by supporting both analytical (Data Warehouse and Profitability Systems) and operational (Enterprise CRM Systems and Integrated Delivery Channels) requirements.
Integration of new technologies. For a quarter century, ADS has helped its clients quickly take advantage of new core technologies - from Fourth Generation Languages (4GL) to relational databases, from client/server applications to middleware, and from e-business to Web services. ADS has provided strategic counseling on the value and impact of new technologies, as well as designing, developing, and implementing turnkey and collaborative business solutions.
Business process restructuring. While technology alone can improve operational performance, the most significant results are achieved when new technological capabilities are combined with an appropriate review and restructuring of business processes to insure maximum productivity efficiency. ADS is uniquely qualified to assist our clients in this key area because of our extensive industry expertise, deep technology skills, project management expertise, and many years of experience implementing change within the industry. These capabilities make ADS the risk-free, best practices partner.
By providing practical solutions that make an immediate and lasting impact on its clients' businesses for nearly a quarter century, ADS - now known as A D S Financial Services Solutions - has become a leading provider of systems integration and software consulting services to the financial services industry.





